The Help Card - 2nd Chance Financing

 

Apply with Individual Credit (Approve.Me)

Resume Approve.Me Application in Process

Apply with Individual Credit (Direct) 

Apply with Joint Credit (Direct) 

Form # & Terms

Manage Your Account

Fees

Annual Fee

$59

 

 

No Interest for
6 Months


$400 minimum purchase 
No Interest if Paid in Full within 6 Months. $400 minimum purchase requirement. No interest will be charged in the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be assessed on the promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.
If promo and debt cancellation are not paid in full by the end of 6 months, interest at 28.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 10-08-14, Purchase APR 28.99%; Penalty APR 29.99% Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval. 
 
 
18 Months Reduced APR 17.75% 

$2000 minimum purchase 
18 Months Reduced APR 17.75%
$2000 minimum purchase requirement.
Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.
Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval. 
 

*Choose Special Financing Offer is not to be combined with any other offers or discounts